What factor has kept you from buying your first home? Is it your credit? Down payment? Are have you taken the time explore all your options?

According to Trulia: Winter Rent vs. Buy report, Homeownership remains cheaper than renting nationally and in all of the 100 largest metro areas.

According to the Zillow Housing Confidence Index, “15 percent of current renters in metro Phoenix want to buy a home within the next year. That’s higher than the national average of 10 percent” with the Valley’s overall housing confidence index is 66.7 percent, higher than the national figure of 63.7 percent, according to the first Zillow Housing Confidence Index. More than 300,000 people nationwide were polled for the inaugural index. [Read more…]